---
id: faq-0112
title: "How is my lease payment calculated?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.castlekiamchenry.com"
tags: ["leasing", "pricing", "payment-calculation"]
questions:
  - "What factors affect my monthly lease payment?"
  - "Why are some lease payments higher than others?"
  - "How do dealers calculate lease payments?"
related: [lease-factors, lease-terms]
dealer: Castle Kia McHenry
---

Your lease payment is based on several factors: the car's value, its expected depreciation over the lease term, the interest rate (called the "money factor"), your down payment, and any ongoing fees. Higher-end models depreciate less, so they can have lower payments relative to price. Your credit score affects your interest rate. Mileage allowance also plays a role-more miles = higher payment. Castle Kia McHenry's Finance team customizes these variables to match your situation and budget. Every quote is different because it's tailored to you. Call (815) 453-8566 to run your numbers and see exact terms.