---
id: faq-0040
title: "Can I trade in a vehicle with an outstanding loan?"
category: faq
subtopic: trade-in
page_type: faq
source_url: "https://www.castlekiamchenry.com"
tags: ["trade-in", "loan payoff", "financing"]
questions:
  - "What if I still owe money on my car?"
  - "Can you pay off my existing loan?"
  - "Do you handle loan payoff on trade-ins?"
related: [trade-in-process, financing-faq]
dealer: Castle Kia McHenry
---

Yes, absolutely. If your current vehicle has an outstanding loan, we can roll that payoff into your new purchase. Our finance team handles the paperwork and coordinates with your lender to satisfy the loan when your trade-in is accepted.

This keeps the process smooth-you won't need to worry about managing two payments or dealing with your old lender directly. We'll make sure everything is settled properly and that the equity (if any) goes toward your new Kia.

For exact numbers and to discuss your situation, call (815) 453-8566. Our finance team is ready to walk you through it.